Homes & real estate

Getting started with construction

Building a home requires a one-time $100,000 contractor licence and a certificate for that particular home type. These are separate from the estate-agent licence. Construction takes place in your current city and consumes materials from its warehouse.

Each home needs the listed quantity of every material: sand, cement, paint, glass, pipe, cable, brick, roof tile, timber and iron. A home requiring 500 materials uses 500 of each of these ten products.

Estate-agent licences and ownership limits

Without an estate-agent licence you can own 2 homes. Level one raises ownership capacity to 4, and level two to 8. Built and purchased homes use the same ownership allowance.

Each licence level costs $50,000,000 or 500 diamonds. A licence does not increase the number of homes you can occupy: the total active occupancy limit is 3.

Occupancy and what bonuses mean

You can move into your own vacant home for free without creating a rental listing. To occupy another player's home, rent it. You must be in the home's city when moving in. There is no two-homes-of-one-type limit; the restriction is three active homes in total.

Bonuses belong to the occupant, not the owner. Renting your home to another player does not give you its production bonuses. Active home bonuses add together and remain active when you travel.

• +100 planting means 100 additional base units per plot, not warehouse space or a percentage bonus.
• +25 factory adds 25 units to each factory's shared production capacity.
• Collection percentage increases business income when collected; it is different from the sales interval.

Renting and leaving early

The owner chooses a daily rent within the permitted price range and a maximum stay of 3–30 days. The tenant pays for the selected number of days upfront. A 20% tax is deducted from rent and the remainder goes to the owner.

A tenant may leave before the rental period ends. Leaving is free, but paid rent is not refunded. Owners cannot evict an active tenant. After expiry or early departure, a fresh listing is required to rent the home again.

Lifespan and the resale market

Homes last 180 days from construction. Buying one does not reset its lifespan. When a home expires it is demolished and occupancy bonuses end. A rental cannot outlast the home.

Vacant homes may be sold; homes with active tenants cannot be listed for sale. Resale limits depend on the material reference value and remaining life, while daily rent limits use the home type's rental reference. Both allow 50–150% of the reference amount. Resale carries a 20% tax.

Negotiation and home instalments

Buyers can make an offer for the seller to accept. A level-one estate-agent licence lets the seller offer 2–3 instalments, while level two enables 2–6.

An instalment purchase creates bank financing. Total interest for 2/3/4/5/6 instalments is 15%/17%/19%/21%/23%, with due dates 24 hours apart. Active-loan and pending-financing-offer restrictions apply; review the full repayment amount before buying.